It is crucial to take advantage of tax-deductible savings plans while you are still young and working. A retirement fund, such as a retirement annuity, allows you to reduce your current tax bill immediately and accumulate savings tax-free over time within the fund. Medical aid membership should be an important part of everyone's financial planning. If you do not have medical aid cover, an operation or a stay at a private hospital can have severe financial consequences. From a long-term financial planning point of view, it would be sensible to assume that you will have to provide for your own medical costs in retirement.
While you are still building your wealth and repaying your home loan, your most valuable asset is your ability to earn an income. Minimising your risk of financial loss, through insurance, is an important part of financial planning.
We will provide you with comprehensive advice on risk insurance, covering such key areas as life, critical illness, disability and income protection insurance. We will also help put in place the cover that you require, using an objective cost benefit assessment of reputable financial solutions.
Fruition Consulting will:
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Provide independent, professional investment and financial planning advice
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Recommend, in writing, the various investment and strategy options available to help you achieve your goals
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Remain aware of your attitude to investment risk factors
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Carefully explain all costs you may incur as well as the payment options available to you
MISSION
We pride ourselves by consistently providing independent, competent and practical financial advice through our commitment to life-long learning, honesty and integrity in all areas of financial planning, enhancing the lives of our clients and their families.
VALUES
Our core values of honesty, confidentiality, professionalism and integrity are non-negotiable.
